Bank accounts
Balances and movements from bank integration, never typed in.
FAB Cash · Finance
Cash Flow Tracking
Manage actual and expected cash on one timeline.
Weekly and monthly cash projection calculated from contracted collections and payments, keeping actual and estimated items visibly separate.
- Projection by due date
- Actual and estimated kept apart
- Scenario comparison
Product tour
FAB Cash, screen by screen.
FAB Cash · Cash position
What is in the bank today, what comes next?
Bank balances, today’s inflows and outflows, expected collections, planned payments and unmatched items.
- Multi-account and currencyBank accounts and currencies are consolidated.
- Alert when next week turns net negative
FAB Cash · Projection & ageing
Actuals and forecasts on one timeline, separate layers.
Weekly net cash, scenario layer and receivables ageing.
- Due date calendarWeekly distribution of receivables and payables by due date.
- Scenario layerEstimated items sit in their own layer and are flagged in reports.
- Collection delay profileRealistic collection dates based on each customer past payment behaviour.
- Receivable ageingOverdue receivables grouped into ageing buckets.
How it works
Where does the cash forecast come from?
Open items
Receivables and payables with due dates from ERP.
Delay profile
Past payment behaviour sets a realistic collection date.
Scenario layer
Estimated items stay separate and marked in reports.
Weekly projection
Net cash and cumulative balance week by week.
Alert
Weeks turning negative and unmatched movements stand out.
Who uses it?
Every role sees its own screen.
- CCFO
Cash position, 30-day net and scenarios.
Cash position - TTreasury
Balances, payment plan and maturity calendar.
Projection - AAccounting
Clearing unmatched movements.
Exception list - GGeneral manager
Negative-week alerts and receivables ageing.
Alerts
Integration surface
The product is not an isolated island.
Data ownership, error handling, security and audit trails are designed as part of the implementation.
- Banking and payment services
- ERP and accounting
- BI and reporting
- Email and messaging
- Identity and authorisation
- REST API · Webhook
What is cash flow tracking?
Cash flow tracking answers a different question from a profit report: "how much cash will I have, on which day, over the next six weeks?" A profitable company can still hit a cash squeeze when collection and payment terms do not line up.
Which problem does it solve?
- The projection lives in a spreadsheet and is updated by hand; in any week it is not updated, decisions lose their basis.
- Estimates blend into actuals. When contracted and hoped-for collections share a line, the projection turns optimistic.
- Real payment behaviour is ignored. A customer on 60-day terms who pays in 78 days on average shifts the projection by 18 days.
How it works
The system uses two layers. An actual layer: issued invoices, signed contracts and bank movements, whose due dates are known and calculated directly. An estimate layer: orders not yet invoiced, recurring costs and scenario items.
Reports keep the two layers visibly separate. When they blend, the projection stops driving decisions — the most common mistake in practice.
Collection dates can be adjusted by a delay profile built from each customer's payment history. That does not change contractual terms; it only makes the projection realistic.
Modules
- Projection: weekly and monthly cash table with opening and closing balances.
- Receivables: due dates, ageing, collection delay profile.
- Payables: supplier payments, loan instalments, recurring costs.
- Scenarios: optimistic/base/pessimistic comparison and single-item sensitivity.
- Alerts: weeks falling below a defined balance threshold are flagged.
Integrations
Bank integration for statements and collection matching, ERP and accounting for invoices, orders and accounts, dealer portal order data, and e-document systems.
Usage scenarios
- Manufacturing: managing the gap between material purchases and collections.
- Dealer networks: consolidating collections on many different terms.
- Project-based work: planning cash against a progress billing schedule.
- Group companies: per-entity and consolidated projections.
Roll-out
- Data sources: which item comes from which system.
- Term rules: contractual terms, delay profiles, collection channels.
- Layer boundary: where actual ends and estimate begins.
- Alert thresholds: critical balance and reporting period.
Frequently asked questions
How far ahead can it project?
For contracted items the due dates are known, so the projection is calculated directly. The further out estimated items go, the greater the uncertainty, which is why the report also shows the estimated share for each week.
How is it different from a spreadsheet?
The data source is automatic, and the separation between actual and estimated is enforced by the system. A spreadsheet leaves both to the person maintaining it.
Why does it disagree with the profit report?
Profit is accrual-based, cash flow is collection-based. A sale on terms creates profit today and cash in 90 days.
See the product with your process
See the cash dashboard →